Specialty Workers' Compensation Solutions

Our Company

About Us

At RTW, we transform people from absent or idle to present and productive. Knowing that employees are your greatest assets, we developed a proprietary process to identify potentially high-cost claims within the first forty-eight hours of an injury event.  Knowledge is power.   Putting knowledge into action, we consistently outperform the industry, with lower average claim costs and faster claim closure.

How do we achieve such outstanding results? We identify problems early using our proprietary ID15 process then intervene rapidly using our exclusive Managed Care Services blueprint.   We manage claims to their best possible outcome — creating value by lowering medical costs reducing time away from work.

With a strong network of independent agents, we offer workers’ compensation coverage through our (A.M. Best “A” rated) wholly-owned insurance subsidiaries, American Compensation Insurance Company (ACIC) and Bloomington Compensation Insurance Company (BCIC).   RTW typically works with two groups of insureds – Small, “Main Street” businesses with less than $25,000 of workers’ compensation premium and larger employers (over $100,000 of premium) with debit experience modifications caused by soft tissue injuries.

For Fortune 1000 sized companies, insurance pools & trusts and other WC carriers, we offer a variety of unbundled case and claim management services through our Absentia group.

To find out how we can help you seize control, improve productivity and reduce cost, contact us today at sales@rtwi.com or toll free at 1-800-789-2242.